You can pretty much get insurance for everything, from giving birth to twins, to protecting yourself against alien abduction – seriously. Wedding insurance, however, is not paranoia or a wacky gimmick, it’s a really sensible idea.
Yep sensible does cloud the romantic abandonment of finding your true love and spending your lives together, but when you’re forking out thousands of pounds, sensible should play a big part of the wedding planning process. You don’t want to go through the heartache of loosing your wedding dress and paying for a new one so it’s wedding insurance all the way sister.
WHAT COULD POSSIBLY GO WRONG?
At the risk of scaring a bejesus out of you, there are so many things that could go wrong; the venue (the reception not the church) could go out of business, your dress could get damaged, the groom’s suit might get lost in transit. Somebody’s in-laws might have a skiing accident – although that sounds like a good thing you might have to reschedule the wedding until they’ve made a recovery.
I think you get the picture.
HOW MUCH DOES IT COST AND WHERE CAN YOU FIND IT?
Don’t worry, it’ll probably find you, now that your searching for all things wedding related you’ll started to notice more online ads targeting you with services like insurance. Hopefully you’re going to be a little more proactive but don’t worry you won’t have to travel far. All the main players in the wedding market offer services like wedding insurance, John Lewis, M&S and Debenhams all offer it. They’re all a bit of a one stop shop these days, go and get your gift list sorted and buy some insurance while you’re at it.
The cost is minimal and can start from around £25 up to about £70. Be careful to check how much cover you’re buying and read the small print.